/* =========================================================
   MyTop Insurance Deals — global stylesheet
   Palette derived from the brand logo
   ========================================================= */
:root{
  --green-bright:#59AD3D;
  --green-mid:#00964F;
  --green-deep:#0B8028;
  --green-forest:#1A6A2F;
  --green-ink:#0d3b1a;
  --leaf-tint:#eef7ea;
  --leaf-tint-2:#f4fbf1;
  --ink:#16241a;
  --muted:#5c6b60;
  --line:#dfe8dc;
  --white:#ffffff;
  --shadow-sm:0 2px 10px rgba(16,60,26,.06);
  --shadow-md:0 14px 40px rgba(16,60,26,.12);
  --shadow-lg:0 30px 70px rgba(16,60,26,.18);
  --radius:16px;
  --radius-lg:26px;
  --grad:linear-gradient(135deg,var(--green-bright),var(--green-mid) 55%,var(--green-deep));
  --grad-deep:linear-gradient(135deg,var(--green-mid),var(--green-forest));
  --maxw:1180px;
  --font:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--font);
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 22px}
section{position:relative}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,255,255,.9);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.15rem}
.brand .shield{width:42px;height:46px;flex:none}
.brand b{color:var(--green-deep)}
.brand span.top{color:var(--ink)}
.nav-links{display:flex;align-items:center;gap:6px;list-style:none}
.nav-links a{
  padding:10px 14px;border-radius:10px;font-weight:600;font-size:.95rem;color:#243026;
  transition:background .2s,color .2s;
}
.nav-links a:hover{background:var(--leaf-tint);color:var(--green-deep)}
.nav-links a.active{color:var(--green-deep)}
.has-drop{position:relative}
.has-drop>a::after{content:"▾";font-size:.7rem;margin-left:6px;opacity:.7}
.drop{
  position:absolute;top:calc(100% + 8px);left:0;min-width:220px;
  background:var(--white);border:1px solid var(--line);border-radius:14px;
  box-shadow:var(--shadow-md);padding:8px;opacity:0;visibility:hidden;
  transform:translateY(6px);transition:.18s;list-style:none;
}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{display:block;padding:10px 12px;border-radius:9px;font-weight:600;font-size:.92rem}
.drop a:hover{background:var(--leaf-tint);color:var(--green-deep)}
.nav-cta{
  background:var(--grad);color:#fff;padding:11px 20px;border-radius:12px;font-weight:700;
  box-shadow:var(--shadow-sm);transition:transform .15s,box-shadow .2s;white-space:nowrap;
}
.nav-cta:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.hamburger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;transition:.25s}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:14px 26px;border-radius:12px;font-weight:700;font-size:1rem;cursor:pointer;
  border:0;transition:transform .15s,box-shadow .2s,background .2s;
}
.btn-primary{background:var(--grad);color:#fff;box-shadow:var(--shadow-sm)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.btn-ghost{background:#fff;color:var(--green-deep);border:1.5px solid var(--green-mid)}
.btn-ghost:hover{background:var(--leaf-tint)}
.btn-white{background:#fff;color:var(--green-deep)}
.btn-white:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.btn-block{width:100%}

/* ---------- Hero ---------- */
.hero{
  background:
    radial-gradient(900px 500px at 88% -10%,rgba(89,173,61,.18),transparent 60%),
    radial-gradient(700px 500px at -5% 30%,rgba(0,150,79,.12),transparent 55%),
    var(--leaf-tint-2);
  padding:72px 0 84px;overflow:hidden;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);
  color:var(--green-deep);font-weight:700;font-size:.82rem;letter-spacing:.02em;
  padding:8px 14px;border-radius:999px;box-shadow:var(--shadow-sm);text-transform:uppercase;
}
.eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--grad)}
.hero h1{
  font-size:clamp(2.3rem,5vw,3.5rem);line-height:1.08;letter-spacing:-.02em;
  margin:20px 0 18px;font-weight:800;
}
.hero h1 em{font-style:normal;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:540px;margin-bottom:26px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.trust-row{display:flex;gap:26px;flex-wrap:wrap;align-items:center;color:var(--muted);font-size:.92rem}
.trust-row .ti{display:flex;align-items:center;gap:8px;font-weight:600}
.trust-row svg{width:18px;height:18px;color:var(--green-mid)}

/* ---------- Form card ---------- */
.form-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);padding:28px;position:relative;
}
.form-card::before{
  content:"";position:absolute;inset:0 0 auto 0;height:6px;border-radius:var(--radius-lg) var(--radius-lg) 0 0;
  background:var(--grad);
}
.form-card h3{font-size:1.35rem;margin-bottom:4px}
.form-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:18px}
.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{margin-bottom:12px}
.field label{display:block;font-size:.82rem;font-weight:700;color:#38473c;margin-bottom:5px}
.field input,.field select{
  width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:11px;
  font-family:inherit;font-size:.95rem;color:var(--ink);background:#fff;transition:border .18s,box-shadow .18s;
}
.field input:focus,.field select:focus{
  outline:none;border-color:var(--green-mid);box-shadow:0 0 0 4px rgba(0,150,79,.12);
}
.tcpa{display:flex;gap:10px;align-items:flex-start;margin:6px 0 16px}
.tcpa input{margin-top:4px;width:18px;height:18px;accent-color:var(--green-mid);flex:none}
.tcpa label{font-size:.74rem;color:var(--muted);line-height:1.45}
.form-note{text-align:center;font-size:.75rem;color:var(--muted);margin-top:12px}
.form-success{
  display:none;background:var(--leaf-tint);border:1px solid var(--green-bright);
  color:var(--green-forest);padding:14px;border-radius:12px;font-weight:600;text-align:center;margin-top:10px;
}
.field .err{color:#c0392b;font-size:.72rem;margin-top:4px;display:none}
.field.invalid input,.field.invalid select{border-color:#e07a6f}
.field.invalid .err{display:block}

/* ---------- Section headings ---------- */
.sec{padding:78px 0}
.sec-head{max-width:720px;margin:0 auto 46px;text-align:center}
.sec-head .eyebrow{margin-bottom:16px}
.sec-head h2{font-size:clamp(1.9rem,4vw,2.6rem);letter-spacing:-.02em;line-height:1.12;margin-bottom:14px}
.sec-head p{color:var(--muted);font-size:1.08rem}
.tint{background:var(--leaf-tint-2)}

/* ---------- Service cards ---------- */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;
  box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .25s,border-color .2s;
  display:flex;flex-direction:column;
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:#cfe6c6}
.card .ico{
  width:54px;height:54px;border-radius:14px;display:grid;place-items:center;
  background:var(--leaf-tint);color:var(--green-deep);margin-bottom:16px;
}
.card .ico svg{width:28px;height:28px}
.card h3{font-size:1.25rem;margin-bottom:8px}
.card p{color:var(--muted);font-size:.95rem;margin-bottom:16px;flex:1}
.card .go{font-weight:700;color:var(--green-deep);display:inline-flex;align-items:center;gap:6px}
.card .go svg{width:16px;height:16px;transition:transform .2s}
.card:hover .go svg{transform:translateX(4px)}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative;box-shadow:var(--shadow-sm)}
.step .num{
  width:44px;height:44px;border-radius:12px;background:var(--grad);color:#fff;
  font-weight:800;display:grid;place-items:center;font-size:1.15rem;margin-bottom:14px;
}
.step h3{font-size:1.2rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.95rem}

/* ---------- Feature split ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.feature-list{list-style:none;margin-top:22px;display:grid;gap:16px}
.feature-list li{display:flex;gap:14px;align-items:flex-start}
.feature-list .fi{
  width:38px;height:38px;border-radius:11px;background:var(--leaf-tint);color:var(--green-deep);
  display:grid;place-items:center;flex:none;
}
.feature-list .fi svg{width:20px;height:20px}
.feature-list h4{font-size:1.05rem;margin-bottom:2px}
.feature-list p{color:var(--muted);font-size:.93rem}
.media-card{
  border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md);
  background:var(--grad-deep);color:#fff;padding:40px;min-height:360px;
  display:flex;flex-direction:column;justify-content:flex-end;position:relative;
}
.media-card::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(400px 300px at 80% 15%,rgba(255,255,255,.22),transparent 60%);
}
.media-card .big{font-size:3rem;font-weight:800;line-height:1;position:relative}
.media-card .lbl{position:relative;opacity:.92;margin-top:6px}
.media-card .chips{position:relative;display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.media-card .chips span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.28);padding:8px 13px;border-radius:999px;font-size:.85rem;font-weight:600}

/* ---------- Stats band ---------- */
.stats{background:var(--grad-deep);color:#fff;padding:52px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;text-align:center}
.stat .n{font-size:2.4rem;font-weight:800;line-height:1}
.stat .l{opacity:.9;font-size:.95rem;margin-top:6px}

/* ---------- CTA band ---------- */
.cta-band{padding:70px 0}
.cta-inner{
  background:var(--grad);border-radius:var(--radius-lg);padding:52px;text-align:center;color:#fff;
  box-shadow:var(--shadow-md);position:relative;overflow:hidden;
}
.cta-inner::before{content:"";position:absolute;inset:0;background:radial-gradient(500px 300px at 15% 120%,rgba(255,255,255,.2),transparent 60%)}
.cta-inner h2{font-size:clamp(1.8rem,4vw,2.4rem);margin-bottom:12px;position:relative}
.cta-inner p{opacity:.94;max-width:560px;margin:0 auto 24px;position:relative}
.cta-inner .btn-white{position:relative}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 20px;box-shadow:var(--shadow-sm)}
.faq summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--green-mid);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq p{color:var(--muted);padding:0 0 18px;font-size:.96rem}

/* ---------- Inner page hero ---------- */
.page-hero{
  background:
    radial-gradient(700px 400px at 85% -20%,rgba(89,173,61,.2),transparent 60%),
    var(--leaf-tint-2);
  padding:56px 0;border-bottom:1px solid var(--line);
}
.page-hero .crumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px}
.page-hero .crumbs a:hover{color:var(--green-deep)}
.page-hero h1{font-size:clamp(2rem,4.5vw,3rem);letter-spacing:-.02em;line-height:1.1;margin-bottom:14px}
.page-hero p{color:var(--muted);font-size:1.12rem;max-width:640px}
.page-hero .eyebrow{margin-bottom:16px}

.svc-layout{display:grid;grid-template-columns:1.3fr .7fr;gap:44px;align-items:start;padding:64px 0}
.svc-body h2{font-size:1.7rem;margin:34px 0 14px;letter-spacing:-.01em}
.svc-body h2:first-child{margin-top:0}
.svc-body p{color:#3a4a3e;margin-bottom:14px}
.svc-body ul{list-style:none;display:grid;gap:12px;margin:8px 0 20px}
.svc-body ul li{display:flex;gap:12px;align-items:flex-start;color:#3a4a3e}
.svc-body ul li svg{width:22px;height:22px;color:var(--green-mid);flex:none;margin-top:2px}
.svc-body .callout{background:var(--leaf-tint);border-left:4px solid var(--green-mid);border-radius:0 12px 12px 0;padding:18px 20px;margin:22px 0;color:#2f4034}
.svc-body .callout strong{color:var(--green-forest)}
.svc-aside{position:sticky;top:96px}

/* ---------- Legal pages ---------- */
.legal{padding:56px 0 80px;max-width:840px;margin:0 auto}
.legal .crumbs{font-size:.85rem;color:var(--muted);margin-bottom:16px}
.legal h1{font-size:2.2rem;margin-bottom:8px;letter-spacing:-.02em}
.legal .updated{color:var(--muted);font-size:.9rem;margin-bottom:30px}
.legal h2{font-size:1.35rem;margin:30px 0 10px;color:var(--green-forest)}
.legal h3{font-size:1.08rem;margin:20px 0 8px}
.legal p,.legal li{color:#3a4a3e;margin-bottom:12px}
.legal ul,.legal ol{padding-left:22px;margin-bottom:16px}
.legal li{margin-bottom:8px}
.legal a{color:var(--green-deep);font-weight:600;text-decoration:underline}
.legal .toc{background:var(--leaf-tint-2);border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin-bottom:30px}
.legal .toc h4{margin-bottom:10px;font-size:.95rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}
.legal .toc ul{list-style:none;padding:0;columns:2;margin:0}
.legal .toc a{font-weight:600}

/* ---------- Footer ---------- */
.site-footer{background:var(--green-ink);color:#cfe0d2;padding:60px 0 26px;margin-top:20px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
.site-footer .brand{color:#fff;margin-bottom:14px}
.site-footer .brand b{color:#8fe06a}
.site-footer .brand span.top{color:#fff}
.footer-about{font-size:.92rem;line-height:1.6;color:#a9c2af;max-width:320px}
.footer-col h4{color:#fff;font-size:.95rem;margin-bottom:14px;letter-spacing:.02em}
.footer-col ul{list-style:none;display:grid;gap:9px}
.footer-col a{color:#b6cdbb;font-size:.92rem;transition:color .18s}
.footer-col a:hover{color:#8fe06a}
.footer-bottom{padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#93ac99}
.footer-bottom .disc{max-width:760px;line-height:1.55}
.footer-legal-links{display:flex;gap:16px;flex-wrap:wrap}
.footer-legal-links a{color:#b6cdbb}
.footer-legal-links a:hover{color:#8fe06a}

/* ---------- Responsive ---------- */
@media(max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:36px}
  .split{grid-template-columns:1fr;gap:34px}
  .svc-layout{grid-template-columns:1fr;gap:36px}
  .svc-aside{position:static}
  .cards{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:30px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .nav-links{
    position:fixed;inset:64px 0 auto 0;flex-direction:column;align-items:stretch;
    background:#fff;border-bottom:1px solid var(--line);padding:14px 22px 22px;gap:2px;
    box-shadow:var(--shadow-md);transform:translateY(-140%);transition:transform .28s;
  }
  .nav-links.open{transform:translateY(0)}
  .nav-links a{padding:14px 12px}
  .has-drop .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 12px;background:transparent}
  .has-drop>a::after{content:"–"}
  .hamburger{display:block}
  .nav-cta{display:none}
  .steps{grid-template-columns:1fr}
  .lead-form .row{grid-template-columns:1fr}
  .legal .toc ul{columns:1}
}
@media(max-width:520px){
  .cards{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr}
  .cta-inner,.media-card{padding:32px 22px}
}